Opsparing+

Would you like to save up for travelling or unexpected expenses where you need access to the account at any time, then Opsparing+ is the right account for you. It provides you with a higher interest rate and is available when you need it.

Benefits

  • Interest rate 0,10% (DKK 0-500,000)
  • Interest rate 0,25% (over DKK 500.000)
  • Start saving with any amount
  • Withdraw the money whenever you need
  • Create a standing order or make deposits at your convenience
  • Can be a joint account
  • You can open the account through online banking

Good to know

  • Variable interest rate
  • One free transfer per month - additional transfers: DKK 40 each
  • Maximum deposit limit: DKK 1,000,000
  • Maximum of 5 Opsparing+ accounts per person

Open account in online banking

Your money is safe in Bankivik

The Danish Guarantee Fund covers your total deposits up to EUR 100,000.

FAQ

How do I open an Opsparing+ account?
  • If you are a customer, you can easily open the account through online banking. Simply click "Open account" - it only takes a few minutes.
  • If you are a business customer, please contact your business advisor or send a message though online banking.
  • If you currently are not a customer, you can become a customer by clicking here 
How do I open an account if I am not a customer at Bankivik? 
If you currently are not a customer, you can become a customer by clicking here
What is covered by the Guarantee fund?
The Danish Guarantee Fund covers your total deposits up to EUR 100,000.
How do I transfer money from the account?
You can make one free transfer per month using online banking. Additional transfers cost DKK 40 each. 
How many Opsparing+ accounts can I open?
You can open five accounts.

Other savings 

En sparegris står på et træbord

3 måneders opsparing

Is Opsparing+ not quite what you are looking for? Our 3 months savings account, 3 måneders opsparing, has a higher interest rate.

En mand fylder penge i en sparegris

12 måneders opsparing

If you do not need to spend the money in the near future, you can get one of our highest interest accounts when agreeing to a 12 months notice account.

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